What fees and deals can trip you up in 2022

Roughly two weeks before the turkey hits the table, I’d like to disclose that most of my holiday shopping is done. Not bragging, mind you. But plenty of gifts are already bought and, yes, many even wrapped and shipped off to family and friends who live outside of Michigan.

Sure, my gift giving work isn’t finished. I’ll need to dig through the gift closet for presents for those who live closer to home. And yes, I still will be shopping. Anyone who knows me knows I will be shopping, just maybe not as much as some this holiday season.

And, if the retailers are right, it could very well be a busy season for shoppers. Higher prices, inflation, a wobbly stock market and fears of a recession in 2023 all triggered a great deal of financial anxiety.

But if forecasts are accurate, good luck finding a parking spot on Black Friday.

Holiday sales are expected to grow anywhere from 6% to possibly as high as 8%, according to the National Retail Federation, which tends to be optimistic about such things.

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