I ‘put up with a lot of guff to earn my money.’ How to find a financial adviser

How to find the right financial adviser


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Question: I’ve worked hard and long – and put up with a lot of guff – to earn my money. I’ve been able to build my nest egg to a six-figure sum and now I need a financial adviser who’ll make sure my cash is going to last for the next 40 years. How do I know that I’m not hiring the next Bernie Madoff? (You can use this tool to get matched with a financial adviser who might meet your needs.)

Have a question about working with your financial adviser or looking to hire a new one? Email chill@marketwatch.com.

Answer: There is no guarantee, even if you do your homework, that your financial adviser is trustworthy, but there are several ways to check a financial planner’s background. The important thing to remember is that you shouldn’t make a move without researching any potential money manager first. Here’s why: 

  • During 2021, the Securities and Exchange Commission slapped investment advisers with $1.4 billion – with a “B” – in fines. The infractions ranged from…

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