Ah yes, another day, another car insurance scam. This is not the first time that a car owner realizes they can’t afford the payments. And it’s not the first time they draw the conclusion that getting someone to steal it gets them off the hook. Except that it doesn’t, as you’ll see in this lovely story of greed and ignorance.
Will car insurance pay off a stolen vehicle?
The loss is usually covered if you have comprehensive insurance. So that was the reasoning behind Tiffany Ann Littlejohn, in North Carolina, staging the theft of her Chevy Camaro LT. It seems so simple.
The problem is that insurance investigators have a way of determining what really happens when it comes to theft. Yes, it took a while for the insurance company to figure out it was a scam, but they finally did. The investigation took a year.
Is insurance fraud a felony?
Littlejohn must have concluded she got away with it. Then she was arrested by the North Carolina Insurance Commissioner. She was charged with insurance fraud and obtaining property by false pretense according to Commissioner Mike Causey. Both are felony offenses.
According to the report, Littlejohn told police and her car insurance company her ex-boyfriend did it. The reason for the fraud was to have the insurance company pay off the loan, according to the criminal summons. Causey took the occasion to remind people they can help…
