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Happy Money is a company that advertises personal loans to people all over the United States. So, is Happy Money legit or is it a scam? That’s what we’re going to find out in this article. Happy Money has been around since 2009 and has helped many people pay off their credit cards. We’ll take a closer look at Happy Money and see if they are the right choice for you.
Happy Money is not a lender, they are a lead generator. What that means is that when you apply for a loan through Happy Money, they will sell your information to other lenders. There are many negative reviews about this practice online.
Their BBB reviews are mostly negative as well. If you’re considering using Happy Money, we suggest that you take your time to compare them to real lenders. There are better options available that won’t sell your information to third parties.
Happy Money Pros and Cons
Most people would say that this company has more cons than pros. For one, Happy Money is not a lender. This means that if you’re looking for a loan, you’ll have to go through receiving many calls from different lenders.
Additionally, it sells your information to other lenders. This can be a major con for people who are trying to keep their personal information private.
Finally, the company has been accused of using bait and switch tactics. This means that they may advertise one thing and then try to sell you something else…