Gen Z at risk of falling for online financial scams


Generation Z shares more information online, which exposes them to more risk. (Envato Elements pic)

PARIS: In the US, Generation Z is five times more likely to seek financial advice via social networks than people aged 41 and older. And they’re more likely to do so than any other generation.

According to a study conducted by the website MoneyZine, this trend concerns 27% of Generation Z.

However, while 31% of 18-40-year-olds feel more confident and informed when investing their money, 18-29 year olds are also the most likely to be concerned about online identity theft.

According to a SocialCatfish study of 700 adult US residents, 15% of 18-29-year-olds reported having been a victim of identity theft compared to 8% of those over 45.

According to the Internet Crime Complaint Center, those under 20 are the most affected since 2017 with a 156% increase in victims between 2017 and 2020, up from 9,053 to a staggering 23,186 victims.

Born with a smartphone in hand

“Gen Z are a digital-first generation – the first generation to have grown up with instant access to the Internet.

“For this reason, the bite-sized format of social media likely holds a lot of appeal, enabling them to consume content via their mobile devices and interact with it directly,” explained Luke Eales, CEO of MoneyZine.com, to Forbes.

Prabhakar Raghavan, Google senior vice-president responsible for Search, earlier this year, evoked the trend of young web users…

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