“I’ve gotten some calls about funeral insurance. That kind of bums me out,” McCarroll says. “I’ve got cancer, but you don’t have to rub it in.”
We’re living in an era of constant scams. The technology and techniques behind them have improved, while attempts to crack down have largely stalled. For the millions of people in the United States dealing with scam attempts like McCarroll, there doesn’t seem to be any meaningful relief in sight.
We mostly think about scam calls and texts in terms of their financial costs to the people who fall for them. Consumers reported $5.8 billion in fraud to the Federal Trade Commission last year, a 70 percent increase from 2020. Falling for or engaging with one scam can lead to an increase in attempts. According to RoboKiller, an app for screening robocalls on phones, an average smartphone owner…

