Chance meeting that brought down Melissa Caddick’s multi-million dollar Ponzi scheme

One of Melissa Caddick’s investors who helped lift the lid on her multi-million dollar Ponzi scheme says she cut off contact with the fraudster after discovering concerns she may have been doing something “dishonest” and “illegal”.

Caddick vanished from her luxury home in Sydney’s eastern suburbs just hours after she was raided by police and corporate regulator ASIC.

An inquest is examining her presumed death after a shoe containing a foot, which was later matched to the 49-year-old, washed up on a NSW South Coast beach three months after she went missing.

The court has heard in November 2019 and June 2020, a financial advisor contacted ASIC to report that Caddick was using her Australian Financial Services Licence number to run her company, Maliver.

The woman then had a chance encounter with one of Caddick’s investors, Dominique Ogilvie, inside a dentist’s office, in mid-2020.

From April to June 2020, Ogilvie had invested A$2.5 million through Caddick, the court heard.

Ogilvie told the court on Tuesday that during the conversation in the dentist’s office, she mentioned that she had invested through Melissa Caddick.

It was at that point the woman said: “I need to speak with you” and the pair met at Ogilvie’s home later that day.

“The way she spoke in the waiting room alarmed me,” Ogilvy said on…