AnnualCreditReport.com usually provides a free credit report once every 12 months, but due to the COVID-19 pandemic, the site is currently offering free weekly credit reports to anyone who signs up until December 2022.
Personal finance isn’t exactly the most exhilarating of topics. However, regardless of your credit history, monitoring your FICO score from the three major credit reporting bureaus (Experian, Equifax and Transunion) is vital. Those same major credit bureaus help determine if you qualify for good credit card or loan interest rates. In fact, with identity theft rates high due to the COVID-19 pandemic, paying attention to your credit file is now more vital than ever.
Shopping around for a credit reporting company to provide you with a credit report can seem like an unnecessary expense, especially if you only want to check your score once a year. For the unbeatable price of $0.00, this website is perfect for someone who only wants the basic credit reports.
What is AnnualCreditReport.com?
The Consumer Financial Protection Bureau and the Federal Trade Commission (www.FTC.gov) officially recognize AnnualCreditReport.com. It’s the only site that is obligated under federal law — the Fair Credit Reporting Act — to provide users with a free credit report from:
- Equifax
- Experian
- TransUnion
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