If you weren’t able to keep up with all the scams out there this year, it’s understandable. From tricky ones in which the scammer sends you money to something called “pig butchering,” there were a lot of ways people tried to trick us out of our hard-earned money in 2022. Here are the most important—and still relevant—scams of the past year to know about so you can continue to protect yourself from them in the year to come.
If you ever see someone send you money “by accident” in 2023, don’t cash it in or give it back. This year saw many scammers deliberately send money to victims and make it out to be a mistake. Here’s how it works:
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According to the Better Business Bureau (BBB), scammers buy stolen credit cards from the dark web and connect them to their payment app of choice. Then, they start sending random people money by “accident” and proceed to message them asking for the money back, saying it was sent by mistake. The scammers change out the stolen credit cards from the payment apps and connect their own personal cards instead, and wait for the victims to send them “clean” (non-stolen) money back.
If you are part of the group who sent money back, you didn’t actually send them the same, say, $500 from the stolen credit cards back to them. The money you’re sending is from your account. Eventually, the payment apps will catch on to the stolen credit card fraud because the…
