Cyber Monday caps off the busy Thanksgiving shopping period. While the weekend promises many supposedly amazing deals, be aware that companies are more than aware of the buzz around Black Friday weekend and that many of the deals are not as they seem.
But lets say you have found a particularly good deal that is actually cheaper than at any other time of the year? If it sounds too good to be true then perhaps it is, it’s an easier trap to fall into online compared to in-person shopping due to the tricky nature of internet shopping.
Here are a number of methods you can use to make sure you don’t ripped off with less than a month until Christmas.
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Using a credit card
While using a debit card online may feel like more financial security, as you can’t get into debt with a debit card, shopping online with it could lead to problems. This is because you are spending your own money instead of spending your banks money with a credit card. In cases of fraud the bank wants to recover their losses; fraud with debit card they are unlikely to help.
Of course this means you have to be invested into the financial system which necesitates the use of credit alongside the risk of running up of debt but that is a decision for you to take.
Use trusted retailers
This may seem like an obvious one but it is less than likely that a site like Amazon or LEGO are going to be looking to scam you compared to an unknown site.
Alternatively, look up reviews of unknown websites or companies…
