Whether the need to pay an unexpected medical bill or past due auto repair bill, direct lenders for bad credit personal loans extend vital funding for cash-strapped borrowers. Fortunately, plenty of opportunities exist in the form of alternative payday loans, cash advance apps, and bad credit loans from reputable marketplaces such as ZippyLoan.
Today, bad credit personal loans extend anywhere from $100 to $50,000, funneled directly to your checking account by the next business day. Rapid two-minute online applications and same-day processing is the name of the game.
With this said, we conducted an exhaustive review of more than ten online marketplaces/lending networks to bring you our top recommendations. Keep reading to learn more about direct lenders for bad credit personal loans, including our recommended lending networks, types of bad credit loans available, and how to increase your chances of securing the lowest rates possible.
Best Direct Lenders for Bad Credit Personal Loans
ZippyLoan – 4.9/5.0 – Best Overall
NextDayPersonalLoans – 4.8/5.0 – Best for Poor and Fair Credit
NetLoansExpress – 4.8/5.0 – Best for Personal Loans with Low Credit
FundsJoy – 4.7/5.0 – Best for Same Day Funding
Provided by advertiser
Rating: 4.9/5.0
Amount: $100 — $15,000
APR: 12% to 35.99%
Min. Credit Score: 0
Approval: 5 minutes
If you need quick cash, ZippyLoan is one of the better-known online lending marketplaces, connecting borrowers…
