Anyone and everyone can be the target of a scam
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The Canadian Anti-Fraud Centre states that in 2021, there were 106,875 reported cases of fraud. As of April 30, 2022, there have already been 29,294 cases this year.
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If you find yourself the victim, what rights and options do you have?
What to do if you’ve been scammed
If you find yourself a victim of a scam, there are some important steps you need to take:
- Don’t panic: You’re going to feel stressed, confused and angry. Take a moment to compose yourself and gather your thoughts.
- Collect important documents: Any emails, account statements, text messages or other documents you have relating to the scam should be gathered together and kept in a safe place. You’re going to need all the relevant information when reporting the scam.
- Contact your financial institution: Make sure your bank is aware of the scam and have them flag your accounts so more damage can’t be done.
- Change your passwords: Any passwords linked to important accounts (such as your bank account) should be changed.
- Report the fraud to the credit bureaus: Ensure that both Equifax and TransUnion are aware of the fraud, as your credit score…
